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Why I Can’t link my Bank account to Paypal?

PayPal is one of the famous online transaction systems across the globe that helps people buy and sell goods and services on many retail sites and platforms. But for this, you have to link your PayPal account with your bank. Sometimes you may face problems while linking your bank account with PayPal. If your PayPal account is unable to link with your bank account, identify the exact cause of your problem and resolve the issue at the earliest. If you’re experiencing some issues with PayPal, here are some common reasons and methods to fix them.

paypal link bank account not working

Common Reasons Why You Can’t Link Bank Account to Your PayPal account?

There can be multiple reasons that make you unable to link your bank account to your PayPal account. Some of the popular causes are given below:

  • The bank account that you want to link should be a US bank. If you have any other bank account, you may face problems
  • The name on the PayPal account must match with the name on the bank account that you want to link.
  • Only you can link one bank account with your PayPal account at a time. To add a new account, you may have to remove the currently linked bank account.
  • The bank account that you want to connect should be already active and must have a sufficient balance.

How Do I Fix PayPal Not Linking Bank Account Issue?

There are many reasons by which PayPal might not link your bank account correctly. There can be some problem with their official site, or you may have an unverified account or less money in your account that you want to connect. It may be due to an improper connection between your bank account or card. Luckily, there are some simple methods that you can try to fix common issues with PayPal.

Method 1: Check to See If PayPal Is Down

There can be some instances when you face problems specifically while using PayPal with any other applications. If you found that PayPal not working on eBay or any other eCommerce websites, it is important to check the status of PayPal. As sometimes, the problem is because of the down status. If you are able to access other online websites and services, navigate to the PayPal status page and check if PayPal’s functions are operational or not. There can be some problem with the PayPal button that brings it down.

Alternatively, you can use some popular websites like DownDetector or Down for Everyone or JustMe to resolve your issue. These websites basically help you to know if PayPal has some issues or to identify if the issue is at your end.

Method 2: Confirm your credit card

If you’re facing problems while using any specific credit or debit card, make sure that they are in a working state. To link your card through PayPal, it is important to check the status of your card before PayPal will accept it. PayPal provides you with clear instructions on how to check the status of any credit or debit card you want to link to your account.

Method 3: Your Antivirus may be blocking PayPal

There may be some issue with the antivirus applications you have used to connect to your PayPal account. You may experience situations where your antivirus may block PayPal and you cannot access its website https://www.paypal.com/ or even its log-in page. If your antivirus is creating problems while connecting your Bank account to your PayPal account, disable them for a while and check if the problem has been resolved.

Method 4: Use Your PayPal Balance

Sometimes while using the PayPal multi-order shipping option, you may receive Sorry we are not able to process your request, please try again later. If you’re experiencing any issue with card or bank payments, check the status of your credit/debit card that you want to link with your PayPal balance. You can also wait for a while till your PayPal account brings again in a working state. If you want to link your PayPal account, go through Wallet > Link a bank and follow the on-screen instructions to link a bank account to your PayPal account.

Frequently Asked Questions

Why can’t I link my bank card to PayPal?

There can be multiple reasons. It may be because of any other bank account apart from the US. You should also check the balance in your account as if your balance is less than the minimum one, you may experience issues. The name on the PayPal account must match the name on the PayPal account.

Is it better to link your bank account or debit card to PayPal?

To save you from PayPal issues, it is recommended not to link your PayPal account to your bank account or debit card account. If your PayPal account is compromised, you can take money directly from your bank account.

How can I link my bank account to PayPal instantly?

To link your bank account to a PayPal account, open your account and go through Wallet > Link a bank. Then enter your online banking details to instantly link it with your PayPal account.

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